Realtors & Builders

Become a HECM Partner

Offering the option of home equity conversion mortgages (HECM) for purchase can help realtors and builders attract new customers and expand their business. Partnering with a reverse mortgage expert who understands the rules and qualification criteria will set you apart in your market.

A home equity conversion mortgage for purchase, also called an H4P, is a reverse mortgage that allows borrowers age 62 and older to purchase a home without taking on monthly mortgage payments. An H4P requires a larger down payment than a traditional mortgage, and the borrower must still pay for property taxes, homeowners insurance and maintenance while living in the home.

Did You Know?

  • More than 10,000 Baby Boomers turn 65 every day.
  • By 2030, roughly 20% of the U.S. population will be older than 65.
  • One-fourth of all homebuyers are 60 or older.
Senior reverse mortgage borrower walking behind his wife

Expand Your Business

  • Attract new customers in the growing population of retirees and Baby Boomers.
  • Set yourself apart by being the professional in your market with reverse mortgage experience.
  • Sell homes faster when your buyers have greater financial flexibility with H4P.

Benefits for Buyers

  • Increased purchasing power
  • Nonrecourse loan insured by the Federal Housing Administration
  • Exclusively for borrowers age 62 and older
  • Alternative to a traditional mortgage
  • One-time investment with no monthly mortgage payments

Let’s Work Together

Please contact us to help guide your clients through the reverse mortgage loan options that will best fit their needs. Call (208) 743-1005 or email us at